Real Estate Loans

Available Amounts

$3,000,000 to $100,000,000

When processing a real estate loan…

eQcho Capital considers the total picture of the borrowing entity, including individuals, the specific property type, State and local license(s), operational history and overall transaction. We offer diverse loan terms with an efficient process and include an underwriting review. Once all documents are received from the borrowing entity, we can generally approve a loan within 45 days.

We specialize in unbanked, or underbanked, real estate loans. The properties are usually held in a separate entity like an “LLC” or “Corporation”. The client will work directly with our creditors for the best structure of the loan. After some basic items needed for the letter of intent, the client will get approximately the terms and conditions for the real estate loan. Then, the lender will move directly to underwriting, an appraisal is ordered and an environmental report, if needed, is done on the property. Plus, interest-only and short terms, with long amortization options, are available.

eQcho Capital Will Process a Loan to Purchase or Refinance the Following Property Types

Construction
Commercial Buildings
Warehouses

A big thank you to Robert and his team at eQcho Capital. They were able to obtain a commercial real estate loan for Clausen Oysters and were so organized, dealt with all aspects of the loan such as the coordinating the appraisal, dealing with title and all the paperwork needed to close. As a direct lender, I will recommend Robert and eQcho Capital as much as I can.

SETH SILVERMAN

Owner

Minimum Requirements

Loan amount to not exceed 60% of total purchase price
Purchase and Sale documents between seller and buyer
Financials for last three years plus YTD for acquisition
Three years tax returns for acquisition
Inventory list for acquisition
Projections after acquisition

For each owner (10% or more) of the company,
provide the following:

Two years personal tax returns
Commercial Loan Application (1003)
Tri-Merge Credit Report
Biography of borrowers
Personal Financial Statement

WANT TO TALK TO SOMEONE?
CALL US AT (360) 768-2092

Apply for Real Estate Loan

PLEASE NOTE: Upon receipt and review of the form above; if the information received fits within eQcho Capital’s guidelines for a development loan, we will follow up with a tailored questionnaire to gain a full understanding of your project.