TO APPLY, REVIEW PRODUCT NEEDED
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Asset-Backed
Bitcoin Loan
Asset-Backed Bitcoin Loan
eQcho’s Bitcoin loan product…
provides bitcoin holders with 3 year, interest-only non-recourse loans secured by the value of their bitcoin. Since the loans are non-recourse, no credit check or personal guarantee is required. In the event of an uncured default, we keep the bitcoin, and the borrower can walk away from the loan without impacting their credit score.
Apply for Your Bitcoin Loan Today!
How do We Manage Risk for a Bitcoin Loan?
Unlike other lenders in the crypto space whose loan portfolios were decimated because of term mismatch, our loans are 3-5 year terms and cannot be prepaid until the second year of the loan. This ensures we can re-deliver your bitcoin in an orderly manner without putting our entire portfolio at risk.
“Wow, a big thank you, Eqcho Capital. Robert was fantastic to work with. He was persistent in getting the job done, coordinating with the appraisal, underwriting, and the title company. Robert’s group at Eqcho Capital did a great job. I’m extremely satisfied and would highly recommend Eqcho Capital as a funding resource. Looking forward to working with Robert and Eqcho Capital in the future.”
Minimum Requirements for a Bitcoin Loan
- 60-80% LTV (Loan to Value)
- 5-7% Annual Simple Interest Paid Quarterly
- 3-5 Year Maturity
- 1-3 Day Closings
- Non-recourse
Why Choose Us?
eQcho Capital is a direct lender which means all loans are underwritten in-house using our proprietary underwriting software, and you communicate directly with our loan processors.
We can close in little as two weeks, shares are the only collateral, NO PG, and keep your same custodian for the shares.
