TO APPLY, REVIEW PRODUCTS NEEDED

eqcho capital logo
Menu

TO APPLY, REVIEW PRODUCT NEEDED

bitcoin loan no credit check

Asset-Backed
Bitcoin Loan

 
Available Amounts
$3M to $100M Aggregate Amount

Asset-Backed
Bitcoin Loan

Available Amounts
$3M to $100M Aggregate Amount
Product Guide
eQcho’s Bitcoin loan product… provides bitcoin holders with 3 year, interest-only non-recourse loans secured by the value of their bitcoin. Since the loans are non-recourse, no credit check or personal guarantee is required. In the event of an uncured default, we keep the bitcoin, and the borrower can walk away from the loan without impacting their credit score.
stock ticker going up
bitcoin loan options mobile

Learn More by Applying for Your Bitcoin Loan Today!

    Type of Loan Requested

    Brief Description of Your Project
    Ex: Looking to build a 225 unit multifamily complex in Miami, FL.

    How Did You Hear About Us?

    PLEASE NOTE: Upon receipt and review of the form above; if the information received fits within eQcho Capital’s guidelines for a development loan, we will follow up with a tailored questionnaire to gain a full understanding of your project.

    How do We Manage Risk for a Bitcoin Loan?

    Unlike other lenders in the crypto space whose loan portfolios were decimated because of term mismatch, our loans are 3-5 year terms and cannot be prepaid until the second year of the loan. This ensures we can re-deliver your bitcoin in an orderly manner without putting our entire portfolio at risk.

    “Wow, a big thank you, Eqcho Capital. Robert was fantastic to work with. He was persistent in getting the job done, coordinating with the appraisal, underwriting, and the title company. Robert’s group at Eqcho Capital did a great job. I’m extremely satisfied and would highly recommend Eqcho Capital as a funding resource. Looking forward to working with Robert and Eqcho Capital in the future.”

    MICHAEL OLIVAS
    Partner

    Minimum Requirements for a Bitcoin Loan

    Types of Coins

    • Bitcoin
    • Ethereum

    Underwriting Guidelines

    • Coin value will need to maintain a minimum price per coin for the last 60 days within a margin (to be determined at the time of request)
    Supporting Docs needed AFTER LOI is signed
    • Proof of coin in the wallet account
    • If the entity holds a coin, we need entity documents, a Certificate of Good Standing, and a resolution to enter into a loan agreement for the coin.
    • Use of funds for the money – cannot be used to buy more coins.
    • KYC Form – Attached
    • Government-issued ID for the signer.
    • Letter of how the coin was obtained.

    Basic Term of Loans

    • Coin will be used as collateral.
    • NO PG
    • NO corporate guarantee
    • Foreign Nationals Accepted
    • Loan amount: $1M to 100M
    • Term: 3 months to 60 months
    • Rate: 5- 13.99%
    • LTV: 50% to 65%
    • 1-3 day closing
    • Pre-pay: three months of interest
    • Collateral: Held with a reputable third party escrow company backed with a major
      financial institution’s $250 million insurance policy per account.

    Why Choose Us?

    eQcho Capital is a direct lender which means all loans are underwritten in-house using our proprietary underwriting software, and you communicate directly with our loan processors.

    We can close in little as two weeks, shares are the only collateral, NO PG, and keep your same custodian for the shares. 

    Apply Now!
    WANT TO TALK TO SOMEONE? CALL US AT (360) 768-2092