TO APPLY, REVIEW PRODUCTS NEEDED
TO APPLY, REVIEW PRODUCT NEEDED
Finance Your Income-Producing Commercial and Industrial Property
Finance Your Income-Producing Commercial and Industrial Property
Tailored Financing Solutions for Commercial and Industrial Investments
Commercial and industrial properties are powerful assets in any investment portfolio, offering the potential for stable, long-term income. At eQcho Capital, we understand the unique financial needs of investors in this space. Our specialized loan options are designed to help you maximize the profitability of your income-producing properties, whether you’re looking to purchase, refinance, or develop commercial and industrial real estate.
Apply for Your Income-Producing Commercial and Industrial Property Loans Today!
Tailored Loan Terms to Suit Your Investment Goals
Every commercial and industrial property investment comes with its own set of challenges and opportunities. That’s why eQcho Capital offers flexible loan terms of 10, 20, or 30 years on existing income producing properties, giving you the ability to choose a financing structure that best aligns with your business strategy. Longer loan terms can reduce your monthly payments, freeing up more cash flow from your rental income, while shorter terms might help you build equity faster. For construction loans, we offer a 2 year term.“Wow, a big thank you, Eqcho Capital. Robert was fantastic to work with. He was persistent in getting the job done, coordinating with the appraisal, underwriting, and the title company. Robert’s group at Eqcho Capital did a great job. I’m extremely satisfied and would highly recommend Eqcho Capital as a funding resource. Looking forward to working with Robert and Eqcho Capital in the future.”
Terms, Interest Rates, Loan Amounts, LTV & Guarantee Info
- Interest Rates and Points: At eQcho Capital, we offer market-rate loans with transparent and competitive points. Our focus on fair pricing ensures that you receive the best possible terms for your commercial or industrial investment. We keep a close eye on the financial markets to provide you with rates that help you maximize your return on investment.
- Loan Amounts: Our commercial and industrial loans range from $3 million to $100 million, accommodating both small businesses and large-scale industrial projects. This wide range allows us to support a diverse array of investment opportunities, ensuring that you have the financial backing needed to achieve your goals.
- Loan to Value (LTV): With up to an LTV of 65%, eQcho Capital provides you with substantial leverage while helping you maintain a healthy equity position in your property. This balanced approach allows you to optimize your investment while minimizing risk, a crucial factor in the commercial and industrial real estate market.
- Personal Guarantee and Liquidity Requirements: To ensure responsible lending practices, we require a personal guarantee of 10% of the loan amount in liquidity. This requirement reflects your commitment to the investment and provides us with confidence in your ability to meet financial obligations. It’s a safeguard that benefits both parties, ensuring the success of the loan and the viability of your investment.
Emphasizing the Importance of Debt Service Coverage Ratio (DSCR)
When financing commercial and industrial properties, the Debt Service Coverage Ratio (DSCR) is a critical metric that helps determine the financial health of the investment. For multi-family and commercial properties, eQcho Capital requires a DSCR of 1.15, while single-family residential properties must maintain a DSCR of 1.1. This means that your property must generate sufficient income to cover its debt obligations comfortably, reducing the risk of default and ensuring a steady cash flow.
A strong DSCR is essential for the long-term success of your investment. By maintaining these standards, eQcho Capital ensures that your commercial or industrial property is not only income-producing but also financially sustainable over the life of the loan.
Why Choose Us?
At eQcho Capital, we are committed to providing financial solutions that meet the unique needs of commercial and industrial property investors. Our expertise in this sector, combined with our flexible loan terms and competitive rates, makes us the ideal partner for your real estate financing needs.
We understand the complexities of the commercial and industrial real estate market, and we’re here to help you navigate them with confidence. Whether you’re acquiring new properties, refinancing existing ones, or funding major renovations, eQcho Capital has the financial tools and expertise to support your success.
Explore our commercial and industrial loan options today and see how eQcho Capital can help you achieve your investment goals.